Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law assumes the vehicle is operating with its owner's permission.

Laws enhancing penalties that make revocation automatic or the targeting of social hosts have mixed impact on mortality rates. All of these measures, such as obligatory education, alcohol treatment, and interlock devices, have a tiny impact.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions of national fuel economy standards and licensing standards for commercial vehicle drivers are mostly administrative and are not applicable when states establish their own registration classifications. These vehicle registration classifications determine whether a motorist must be granted a specific license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and many others. As an example, a light truck is any motor vehicle that has a capacity that is less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. Also, it does not include any vehicle or combination of vehicles intended to transport property or passengers wholly within its own structure, such as manufactured homes and trailers.

A wheel chair conveyance is a machine with wheels, typically used by persons who have physical disabilities that make them cannot walk as pedestrians. Mopeds are motor vehicle that has no more than three wheels in contact with the ground. It can travel at speeds not more than 35 miles per hour.

A pedicab is a vehicle that is driven by an operator sitting on it. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from registration process to the insurance requirements. The statutes also cover the types of vehicles that are covered by law. While certain laws are fairly similar between states, others are quite different. For instance there are laws that limit the number of persons that can be transported in a pedicab. There are laws that ban reckless driving on certain types of roads, like parking areas.

If you break these laws, you may be fined and punished. Penalties could include getting your license suspended or being required to take a traffic class.

One of the most important laws in a particular state regarding vehicles is the one that governs the speed limits that are placed on roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines the term "topeka vermont motor vehicle accident lawsuit vehicle accident lawyer (vimeo.com) vehicle" as any carriage or other device that is propelled mechanically and is used on roads to move people or property, or for other commercial reasons. It does not include trailers and semitrailers, coaches or house trailers, vehicles that run only on tracks or rails, snowmobiles and all-terrain vehicles as well as motorized mobility aids used by people with disabilities, self-propelled hay harvesting machines and tractors.

Insurance

A motor insurance policy for vehicles is a contract between the insurer and insured which provides insurance against financial loss resulting from the liability for bodily injury, death, property damage to a third party that arises from the ownership operating, maintenance, or alexandria motor vehicle accident lawyer the use of a covered vehicle. It may also cover physical damage to the vehicle. It must contain the name and address the named insured as well as the protection provided by the policy. It also contains the premium charged as well as the time period during which the policy is in force, and the responsibility limits. It should also include an agreement or an endorsement that states that the insurance provided is in compliance with the coverage specific to bodily injury or death, as well as property damage.

The language of a motor vehicle policy can be confusing for the average person. Duncanville law firms will often suggest that individuals read an example policy to be aware of the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". The phrase is found in many statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles that are used for business, commercial establishments, jobs, or other activities that are primarily for profit; automobile liability insurance which includes PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). This type of insurance is required in many states.

Permissible Use

It is essential to know what insurance coverage is available when someone other than the named insured or a family member drives your car and causes an accident. This is known as permissive usage. The specific terms of your insurance policy may vary, but most large car insurers offer this type of coverage.

However, it is crucial to remember that the person driving your vehicle must have your permission for you to be held liable for any damage. Permission may be express or implied, and does not usually require writing.

In determining whether there is implied permission, courts will look at the relationship between the parties; their past conduct and the use of the vehicle; and circumstances surrounding the specific driving event that is in question. The court will also consider if any restrictions were placed on the permissive usage and if one minor deviation from time, place and use limitations of the initial permission would violate these restrictions.

Be aware that adding an additional driver to your insurance policy could increase the cost of your insurance, since the vehicle becomes more risky to cover. Therefore, motor vehicle accident you must consider your options carefully prior to lending your vehicle to others. Contact Jerry to receive a no-cost insurance quote and to discuss the policy's terms.