What Is Injury Compensation?

Injury compensation is money paid to help injured people pay for losses that result from workplace-related accidents. These losses could include medical expenses, lost wages and future income and loss of enjoyment of life-changing damages.

There are two ways to get this kind of money--a settlement or a lawsuit. A lawyer can review your case and help you decide which option is best for you.

Medical Treatment

Your injury claim will include a large amount of medical treatment. The insurance company will pay for the reasonable and necessary medical treatment. This includes medical bills for health professionals and specialist. You can also get reimbursed for prescriptions and other over-the-counter medication, when you travel to and from medical appointments.

Based on the type of moorhead injury law firm, you might require assistive devices such as canes, wheelchairs or special clothing. You may also be able to recover costs for home modifications, such as ramps and stairlifts. Medical costs include diagnostic tests to diagnose your injuries as well as evaluate your recovery. You can also claim the cost of surgery that is necessary to treat your injuries. The Workers' Compensation Board sets out medical treatment guidelines for doctors to follow. These guidelines allow your doctor to give the majority of your care without requiring your insurance company's approval.

Following your doctor's advice can be a great help in your case. If the defendant or the insurer is aware that you've been avoiding appointments and playing tennis at weekends despite the fact that you've suffered injuries, they could claim that your injuries aren't as severe as you claim. If you're always seeing health care professionals and receiving intensive medical treatment it could be necessary to admit that your injuries were serious.

Lost Wages

Injuries are not only physically painful, but they can be financially devastating as well. The expenses associated with treatment typically add up quickly, and those who suffer injuries are also faced with losing earnings while recovering from their injuries. If you've missed work due to injury, you could be entitled to compensation.

The process of proving lost wages is a tense procedure that requires specific documentation. In addition to medical descriptions it is crucial to use copies of your past pay stubs and income tax documents. These documents can be used by your attorney to prove the total amount of lost income due to your injury.

The lost wages could include your regular hourly or salaried income as well as potential overtime bonuses, commissions, bonus payouts and more. You can also include any benefits you no longer get, such as free meals or car allowances.

You also have the right to compensation for days you've had to use vacation or sick leave to cover the times that you have missed because of your injuries. Your attorney can calculate the fair value of these days and seek reimbursement from the party responsible. If your injury is long-lasting, your lawyer may also seek compensation for the future earning potential. This is a much more complicated procedure and requires hiring a forensic accountant or actuary who can prove the loss of your future earnings potential.

Medical Costs

Depending on the extent of your injuries, you could have to pay for medical bills that can strain your financial health. A serious injury could also stop you from earning income and working for a long amount of time. This could put an financial burden on you and your family members.

You are entitled to reimbursement for all medical expenses related to it including ambulance rides doctors' visits and xrays, hospital treatment, medication, supplies and orthopedic appliances. You may also claim reimbursement for travel costs to and from medical appointments, and also therapy. You must keep receipts for all medical expenses, as you will be reimbursed based on the actual expenses.

Attorneys and insurance companies often utilize your medical bills as a starting point to calculate the special damages. They will then multiply that number by a factor of 1.5 to 5 to determine your general damages. Generally minor injuries will fall at the lower portion of this spectrum and long-lasting injuries will be at the top end.

The Kocian Law Group has the expertise to ensure that you receive the entire amount of medical reimbursement you are entitled to. We will fight to force insurance companies to cover the full amount of treatment your medical professional recommends -- even if insurance companies dispute the need or the reasonableness of the treatment.

Suffering and Pain

The injured victim has the right to receive compensation for emotional and physical pain. The physical pain and suffering damages could include future and past medical treatments. Stress, anxiety, embarrassment, injury lawyer shock and sadness could also be considered.

It is difficult to put a price on the suffering and pain caused by an accident, especially when it is a result of permanent injuries like being confined to an in-chair or blinded. It is crucial that victims of accidents have the support of an attorney in obtaining the proper evidence to show their loss.

In some instances the victim will agree to a settlement without the need to go to trial. In the majority of cases an insurance company is involved in the settlement agreement. The insurance company may employ either the multiplier method or per diem to calculate pain and suffer damages.

The courts use both the multiplier method and the per diem method to determine the amount of compensation for emotional and physical suffering resulting from accidents. Both methods have advantages and disadvantages, however the final amount will be decided by the jury. A skilled personal injury lawyer can assist injured victims collect the evidence needed to present a convincing case for fair compensation. Adam S. Kutner & Associates lawyers can assist you in the investigation of your case, and then prepare the case for court or settlement.